Your home is a place full of hustle and bustle, with children running around in the garden or backyard, teenagers traipsing through the front door and pets snuggling in on the sofas. It really is a place where anybody can come and feel like they belong there. Your children might even have gained their education […]
Reducing Your Costs – Even Careful Spenders Waste Money
There’s a common misconception about money: It implies that only people who don’t understand finance management end up overspending. In reality, everyone is at risk of spending more than they earn or can afford at any given time. Even if you stick to your predefined budget, it doesn’t mean that you don’t struggle with high […]
5 Signs That You’ve Dug Yourself Into a Deep Financial Pit
It’s all too easy to get yourself into a financial pit. All it takes is a little too much spending or a bit too much indulging yourself and you might find yourself struggling to pay off your mortgage. It can spiral out of control incredibly quickly and it takes a lot of effort to put […]
Ceaseless Cycles and Endless Exasperations: Managing Your Money Problems
You never thought you’d be the person who consults their bank balance every single day and prays for some sort of miraculous money to appear each time. You’ve got yourself into a tricky situation with your finances, whether it was a big sudden splurge or an ongoing issue that has set you back, you can’t […]
Money Questions: Answer These Riddles Before Applying For A Mortgage
We all know that saving money is difficult in this day and age. The cost of living is constantly rising while wages and salaries don’t seem to be budging. Due to the stagnation in income, saving for a mortgage seems more and more out of reach for the majority of individuals and families looking to […]
Are You Prepared To Retire?
Retirement feels like crossing the finishing line for a lot of people. You have just spent your whole life working hard to achieve all your goals, have your family, make your fortune and here you are. You’re about to leave the job you’ve had for the best part of thirty years, and you’re going to […]
7 Ways To Spend Less On Insurance
Many of us spend a lot on insurance, but never need it. Of course, it’s worth having just in case there is an emergency, but this security shouldn’t come at such a high price. If you’re sick of expensive insurance bills, why not try these seven tricks to help lower your rates. This is a […]
Making Sure Your Family Will Be Okay Without You
It’s not something that anyone wants to dwell on, but none of us will be around forever. Whatever your age, the state of your health or your job, it’s perfectly understandable to be anxious about what will happen to your family after you’re no longer around to take care of them. Despite this near universal […]
The Best Ways to Prepare for the Worst
Even though we all want to believe that we won’t be struck down by disaster, there is no accounting for what could happen at any time in the future. If you expect everything to go entirely to plan, then you and your family could be in for a shock when the unexpected crops up. This […]
Living Paycheck To Paycheck? Sensible Ways To Break The Cycle
Money is wonderful – when you have it – but if you are living paycheck to paycheck each month, you are probably under a lot of stress. Not only are you looking after yourself, but you may have a family too, so while the next paycheck is a blessed relief, it can also be a nightmare […]
Simple Ways To Save Money Around The Home
It’s not uncommon for you to feel the pinch every now and then, but if you are continuously finding it difficult to pay your bills and buy enough food, let alone pay for days out, holidays, and other treats, then it’s time to think of some ways to save money. Now, I already know what […]
The Personal Finance Guide That Could Change Your Life
If you haven’t yet made the decision to improve your personal finance situation, you could be wasting a ton of money – money that you don’t even realize is being wasted! The tips in this personal finance guide could truly change your life if you stick with them. Take a look and see what tips […]
Less Money, More Problems: Options for You
Money problems can affect everyone and the more problems that pile up, the worse it can get. While there are many ways to prepare for rainy days, some problems are unavoidable. Having a contingency plan and a solid savings base can get you out of a tight spot. But what if you are one of those […]
Saving Money On Those Energy Bills? It Is Possible
Your home can be costing you a lot of money each month. No matter how savvy you are with the bills, your home can still be costing you money each month. You may be wondering how that’s possible. But actually, money escapes your home without you even realising it. This is because you haven’t made […]